Help to Buy New Builds Ireland

Help to Buy (HTB) is a tax refund scheme for first time buyers of new homes in Ireland. It can reduce the amount you need for your deposit. This guide covers eligibility, how to claim, and common mistakes—plus links to find new builds by county.

Eligibility checklist

• You must be a first time buyer (have not previously bought or built a home).
• You must have paid Irish income tax in the four years before the year of purchase.
• The property must be a new build or self-build and your main residence.
• Purchase price and refund limits apply; check Revenue for current figures.

Step-by-step claim

1. Confirm eligibility on Revenue’s Help to Buy pages and with your solicitor or lender.
2. Log into MyAccount and complete the Help to Buy application with property and tax details.
3. Revenue will process and issue the refund; it is usually paid to your solicitor at closing.
4. Ensure your solicitor has all required documents and timelines so the refund is available when needed.

Common mistakes

Applying too late, not having four years of tax paid, or missing the price/refund caps can delay or disqualify the claim. Double-check eligibility and application deadlines with Revenue or a tax adviser. IrishBuilds does not give tax or legal advice; we help you find new builds—see new builds Ireland and county pages like new builds Dublin or new builds Cork.

FAQs

Who is eligible for Help to Buy in Ireland?

Help to Buy (HTB) is for first time buyers who are buying or building a new home. You must have paid Irish income tax in the four years before the year of purchase, and the property must be your main residence. There are limits on the purchase price and the amount of the relief; Revenue publishes the current thresholds and conditions.

How do I claim Help to Buy?

You apply through Revenue’s MyAccount. You need to complete the Help to Buy application and provide details of the property and your tax position. The refund is typically paid to your solicitor at closing. Your solicitor and lender can guide you through the timing and documents required.

Can I use Help to Buy with the First Home Scheme?

Yes. Help to Buy and the First Home Scheme can be used together for eligible first time buyers of new homes, subject to the rules of each scheme. Your lender and solicitor can confirm how they interact in your case.

Does Help to Buy apply to second-hand homes?

No. Help to Buy only applies to new builds or self-builds. It does not apply to second-hand properties.